We’ve been talking about all the home services partners that I have relationships with, and there is a big area when it comes to home buying that we haven’t discussed yet in this series, and that is mortgage lending. For many people, your home is the biggest financial investment you’ll ever make, so selecting the right mortgage lender should be a BIG priority. In preparation for buying a home, you’ll need to do a few things.
First, you’ll need to get your credit score in shape and know the mortgage lending landscape. Rules and regulations in the mortgage industry are always changing. The fine print is not something you want to skip, and when it comes to mortgages, comparing lenders is not always comparing apples to apples.
One of the best things you can do to prep for making an offer is to go ahead and meet with a lender and obtain a pre approval. Just like with the selecting a real estate agent, you’ll find that there are many mortgage lending companies and officers to choose from. Ultimately, I recommend someone that knows their stuff and someone with whom you feel comfortable. I know what a big deal this choice is for you, so that’s why I am selective when it comes to my mortgage referrals. Head on over to my trusted pros page to see my favorite mortgage lenders.